RM100 vs RM100

Look at the RM100 note, if you keep the old version RM100 under your pillow for the past 20 years, the old version RM100 remaining RM100. It might have a little bit collection value but i think it depreciate much for the past 20 years.



If 20 years ago, you save the old version RM100 in the bank savings account. Today the value of your RM100 might grow to RM149 (with 2% yearly compounded interest)
This is only talking about 2% yearly compounding interest.
What about if we manage to get averagely 9% or more annual return from other investment products for over 20 years...?

Think about it... Plan your money wisely where should you keep and make sure your money is growing at least 6% every year, but not 2% or 3%.